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When a payment is made between two or more accounts, the IBAN account is required to confirm the bank information. If the IBAN number matches the account, the transfer will be processed. But if it is not, the transfer will be delayed.

There are a number of free online calculators that will allow you to calculate the IBAN for your account. In addition to this, there are some banks that will allow you to open an IBAN account online. This can help you save time and money, and take advantage of the convenience that European banks have to offer.